Snowmobile Insurance

When the Snow Falls, Make Sure You’re Ready.

Nothing is quite as satisfying as hitting the trails after the first snow. Your snowmobile is your ticket to enjoying the fresh mountain air and exhilarating scenery of the countryside, and while you’re out there in the thick of it all, contemplating whether you have the right insurance should be the last thing on your mind.

Flathead Insurance offers specialized Snowmobile Insurance at affordable rates, with benefits tailored to meet your specific insurance needs. Whether you’re a beginner or a seasoned veteran, we offer essential coverage for:

  • Collision Coverage – to cover damage to your snowmobile from a collision with rocks, trees, ice, and other obstacles
  • Comprehensive Coverage – as extended coverage for loss or damage from theft, fire, or vandalism
  • Property Damage – to pay for damage to another person’s property for which you are liable
  • Bodily Injury Liability – for paying the medical expenses of others if you’re at fault in an accident
  • Uninsured Motorist Protection – to insure damage caused by uninsured or underinsured riders

Additional Snowmobile Insurance coverage is also available for any custom equipment that you’ve added to your snowmobile. Medical Payments Coverage to protect yourself and your passengers in the event of an accident is also available for a premium.

Depending on your insurance situation, discounts may also be available for completing rider safety courses or by being a member of certain riding association memberships. A representative from Flathead Insurance will review your insurance needs to design the right policy for you and determine your discount eligibility.

Our Locations

Kalispell Location

2330 Highway 2 East
Kalispell, MT 59901
Main office: 406-413-9786

Bigfork Location

435 Grand Drive
Bigfork, MT 59911
Main office: 406-413-9765

Our Providers

Great service and competitive rates! You guys are awesome!
Mitchell McKinley
Amazing amazing AMAZING! "This is for contractors liability insurance" My insurance agent (10 years) retired last year...I went into Flathead Insurance for a quote yesterday & HAVE COVERAGE TODAY!!!
Ben Hageman
I contacted James Entzi and he has been incredible in supporting me with great service and highly competitive pricing on car and home insurance leading up to the move, and continues to help at every turn now that I am finally a local Montanan!
Dennis Gibson
Great service, looked things up when they were not 100%on. Was personal asked about life and family.
Kirstin Palmer
I cannot thank James and Lisa Thoms enough and their fantastic, friendly and highly efficient customer service.
Dennis Gibson
Lisa was knowledgeable, prepared and answered all my questions in a timely manner. Very helpful and I know Flathead Insurance will be there if I need their assistance.
Austin Deitrick
Thank you Flathead Insurance for your outstanding service and for being so wonderful!
Ben Hageman
Look no further if you need insurance help in the Flathead!!
Dennis Gibson