ATV Insurance

Explore the Trails With Confidence.

Your ATV represents a considerable recreation investment. And as you’re riding, the last thing you’ll want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from Flathead Insurance, you can ride with confidence knowing that you’re properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

  • Collision Coverage – for damage to your ATV from rocks, trees, and other obstacles or debris
  • Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
  • Property Damage – to cover expenses to another person’s property for which you are liable
  • Bodily Injury – that pays medical expenses to others if you’re held liable in an accident
  • Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders

Flathead Insurance is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you’ve added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you’ve successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

Our Locations

Kalispell Location

2330 Highway 2 East
Kalispell, MT 59901
Main office: 406-413-9786

Bigfork Location

435 Grand Drive
Bigfork, MT 59911
Main office: 406-413-9765

Our Providers

Great service and competitive rates! You guys are awesome!
Mitchell McKinley
Amazing amazing AMAZING! "This is for contractors liability insurance" My insurance agent (10 years) retired last year...I went into Flathead Insurance for a quote yesterday & HAVE COVERAGE TODAY!!!
Ben Hageman
I contacted James Entzi and he has been incredible in supporting me with great service and highly competitive pricing on car and home insurance leading up to the move, and continues to help at every turn now that I am finally a local Montanan!
Dennis Gibson
Great service, looked things up when they were not 100%on. Was personal asked about life and family.
Kirstin Palmer
I cannot thank James and Lisa Thoms enough and their fantastic, friendly and highly efficient customer service.
Dennis Gibson
Lisa was knowledgeable, prepared and answered all my questions in a timely manner. Very helpful and I know Flathead Insurance will be there if I need their assistance.
Austin Deitrick
Thank you Flathead Insurance for your outstanding service and for being so wonderful!
Ben Hageman
Look no further if you need insurance help in the Flathead!!
Dennis Gibson