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406.413.9786

Disability Insurance

Your Biggest Asset is You

Flathead Insurance provides disability insurance to individuals in Kalispell, Whitefish, Columbia Falls, Bigfork, Lakeside, Polson, and surrounding areas.

When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. At Flathead Insurance, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.

With disability income Insurance from Flathead Insurance, you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Flathead Insurance will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.

Our Locations

Kalispell Location

2330 Highway 2 East
Kalispell, MT 59901
Main office: 406-413-9786

Bigfork Location

435 Grand Drive
Bigfork, MT 59911
Main office: 406-413-9765

Our Providers

Amazing amazing AMAZING! "This is for contractors liability insurance" My insurance agent (10 years) retired last year. I had challenges with the new (owner) agent & had to wait until my policy was coming up for renewal to switch agents. Two weeks before expiration, I thought I found a local agent...filled out the paperwork, waited, went in & signed papers. Three weeks later I felt like I should have gotten a bill? I called & they said that my policy had expired, that they called me three times (they NEVER DID), and that I needed to come in again & fill out more paperwork. ??? No thanks. I went into Flathead Insurance for a quote yesterday & HAVE COVERAGE TODAY!!! I am now getting a quote for my vehicles, tools & renters insurance. Thank you Flathead Insurance for your outstanding service and for being so wonderful!
Ben Hageman