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406.413.9786

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business.

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Flathead Insurance, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Flathead Insurance, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Flathead Insurance.

Our Locations

Kalispell Location

2330 Highway 2 East
Kalispell, MT 59901
Main office: 406-413-9786

Bigfork Location

435 Grand Drive
Bigfork, MT 59911
Main office: 406-413-9765

Our Providers

Amazing amazing AMAZING! "This is for contractors liability insurance" My insurance agent (10 years) retired last year. I had challenges with the new (owner) agent & had to wait until my policy was coming up for renewal to switch agents. Two weeks before expiration, I thought I found a local agent...filled out the paperwork, waited, went in & signed papers. Three weeks later I felt like I should have gotten a bill? I called & they said that my policy had expired, that they called me three times (they NEVER DID), and that I needed to come in again & fill out more paperwork. ??? No thanks. I went into Flathead Insurance for a quote yesterday & HAVE COVERAGE TODAY!!! I am now getting a quote for my vehicles, tools & renters insurance. Thank you Flathead Insurance for your outstanding service and for being so wonderful!
Ben Hageman