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406.413.9786

Dump Truck Insurance

If a dump truck is part of your business operation, you understand the importance of insurance for that vehicle. All vehicles need to be insured, of course, but dump truck insurance can make sure you are covered from unique issues related only to a dump truck.

Flathead Insurance agents can help you with basic insurance on the vehicle itself that protects from standard risks, but dump trucks are also vulnerable to the following hazards, and require additional insurance:

  • Hauling heavy or jagged material could damage the truck
  • Dump trucks often operate where no roads exist
  • Breakdowns that cost you time and money; you can avoid the financial loss with adequate dump truck insurance

Dump Truck Insurance Features

If you have employees operating your dump truck, you need workers compensation insurance. If someone is injured while working, you want them to be covered, as required by law.

Consider, too, liability. Your truck could get into an accident, and most policies cover that. However, you may also be working on another person's property and may need liability insurance to protect you if your truck has an accident and causes personal or property damage. In those cases, it is not just lost operating time that matters; you could be facing a lawsuit.

Flathead Insurance agents are familiar with the differences between state insurance regulations and requirements, and can assist you even if you work in more than one state.

Call Flathead Insurance to make sure you are covered and that you can handle any crisis that develops. Our professional staff can make sure you have the best possible dump truck insurance. When you call, have the following information available:

  • The make, model and year of the dump truck to be insured
  • The type of dump truck and its hauling capacity
  • Where the dump truck will be used
  • The type of work it will be used for
  • The value of the vehicle

We will also need the number of employees and how many of those employees will be operating the truck. With this information, we can provide you with an affordable insurance quote for your dump trucks or other vehicles.

Our Locations

Kalispell Location

2330 Highway 2 East
Kalispell, MT 59901
Main office: 406-413-9786

Bigfork Location

435 Grand Drive
Bigfork, MT 59911
Main office: 406-413-9765

Our Providers

Amazing amazing AMAZING! "This is for contractors liability insurance" My insurance agent (10 years) retired last year. I had challenges with the new (owner) agent & had to wait until my policy was coming up for renewal to switch agents. Two weeks before expiration, I thought I found a local agent...filled out the paperwork, waited, went in & signed papers. Three weeks later I felt like I should have gotten a bill? I called & they said that my policy had expired, that they called me three times (they NEVER DID), and that I needed to come in again & fill out more paperwork. ??? No thanks. I went into Flathead Insurance for a quote yesterday & HAVE COVERAGE TODAY!!! I am now getting a quote for my vehicles, tools & renters insurance. Thank you Flathead Insurance for your outstanding service and for being so wonderful!
Ben Hageman