Protecting Individuals and Businesses Throughout Montana

Since opening our doors in 1986, Flathead Insurance has worked to provide comprehensive insurance to individuals and businesses in Kalispell, Bigfork, Columbia Falls, Whitefish, and throughout Montana. Our staff of experienced agents are dedicated to helping clients mitigate risk through exceptional customer service and tailored insurance protection.

We are proud to serve our neighbors, and we make a point take part in a variety of local and professional organizations such as the Kalispell Chamber of Commerce, Agency Alliance and Trusted Choice

Home Insurance, Auto Insurance, Workers Compensation, and More

Flathead Insurance knows the importance of properly protecting your assets. We offer personal polices such as home and auto insurance, but can also provide business owners with important commercial coverages. From workers compensation to a commercial auto policy, our business products can be customized to fit a variety of niche industries and specialized contractors.

We work with our customers one-on-one before turning to trusted carriers such as Safeco, Liberty, Nationwide for the best policy and price. To learn more about our products and services, please contact us at your convenience.


Dedicated, Local Agents Protecting Your Assets

When matching a client with coverage, we will thoroughly assess their individual needs and exposures before making appropriate recommendations. Once we have worked together to put a policy in place, we keep all lines of communication open. We are always willing to sit down with our clients to review coverage, and we encourage policyholders to contact us with any questions or changes.

When working with Flathead Insurance, you are working with and independent, local agent.  Being an independent insurance agency gives us market access to more carriers, helping us to find the best rates and coverages to suit your needs.  Whether you are a small Mom and Pop business or a family of five looking for Home and Auto insurance, our dedicated agents have the skills and resources to get you the best rates at the best price.

Request a quote to begin working on a policy with a knowledgeable agent.


Great service and competitive rates! You guys are awesome!
Mitchell McKinley
Amazing amazing AMAZING! "This is for contractors liability insurance" My insurance agent (10 years) retired last year...I went into Flathead Insurance for a quote yesterday & HAVE COVERAGE TODAY!!!
Ben Hageman
I contacted James Entzi and he has been incredible in supporting me with great service and highly competitive pricing on car and home insurance leading up to the move, and continues to help at every turn now that I am finally a local Montanan!
Dennis Gibson
Great service, looked things up when they were not 100%on. Was personal asked about life and family.
Kirstin Palmer
I cannot thank James and Lisa Thoms enough and their fantastic, friendly and highly efficient customer service.
Dennis Gibson
Lisa was knowledgeable, prepared and answered all my questions in a timely manner. Very helpful and I know Flathead Insurance will be there if I need their assistance.
Austin Deitrick
Thank you Flathead Insurance for your outstanding service and for being so wonderful!
Ben Hageman
Look no further if you need insurance help in the Flathead!!
Dennis Gibson